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How Can I Get Auto and General Car Insurance in South Africa? Requirement and Phone Number



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Auto and General Car Insurance South Africa

A personalised cutting edge client service

About the Company

Auto & general Insurance Company Limited was founded in 1985 as a member of the Telesure Investment Holdings Group. Since its beginnings, this company has worked hard to achieve excellence in client service and they have done so through the development of a specialised computer software and the adoption of a new claim’s philosophy.

Another core value of this company is future revolution, which is cherished through different policies such as the incorporation of disadvantaged individuals in the company and the contribution to community service organizations, among others.

This company provides a wide and tailored variety of services namely, vehicle insurance, home and personal insurance, business insurance, and life insurance. All these services are meant to suit all the clients’ needs.

Vehicle Insurance

The vehicle insurance products include different type of plans for cars, motorcycles, caravans, watercrafts, and trailers. Besides, all of these plans, with the exception of the Third party only, have free additional assist benefits aimed at helping the client in difficult situations.

Car insurance…one of the major necessities

Being on the road is a stressful experience and having a car insurance can take some of this stress away by protecting you against the unexpected. Besides, a great deal of this stress is related to the economic expenses of having a car and being involved in a car accident. Without an insurance, your family’s economy can collapse in the event of a car accident where you have to afford the costs of your car’ repairs and the other party involved’ repairs.

All these thinking may distract you when driving and in your life in general. All these possibilities make having a car insurance a necessity rather than a luxury. Auto and general car insurance offers four different products that cater for different needs: comprehensive, third party and theft, and third party only.

Types of Car Insurance

  • Ø COMPREHENSIVE CAR INSURANCE

What does it cover for?

  • The towing and storage of your car – only if you use the auto & general towline

  • Damage to your car caused by a car accident

  • Theft and hijacking

  • Death or injuries of third parties involved in the car accident

  • Damage to a third party’s property

  • Car accessories

  • Medical assistance (which includes emergency line, ambulance, transfer of medication and/or blood, children companionship, repatriation)

  • Legal assistance (which provides you with 24/7 telephonic advice for legal documents, courtroom preparation and legal representation)

  • Home assistance (plumbers, electricians, glaziers and locksmith one hour labour fee, referrals for builders, carpet specialists, painters, garden services and fire damage repairers)

  • Trauma assistance (counselling sessions, courtroom preparation and accompaniment, group therapy, shelter)

  • Road assistance (which includes towing after mechanical problems, vehicle locksmith, flat tyre or battery mechanical assistance fees, emergency fuel delivery at cost, 72 hour storage after towing, message for family members or business, up to R500 payed for towing or repairs more than 100km away, courtesy transport or hotel accommodation for you and up to six people or 24 hour car hire, mechanical and roadside assistance, breakdown assistance of a limit of three calls per year)

  • Entertainment assistance (information about shows, hotels, restaurants and travel arrangements)

  • Optional increase of your third party cover to R5, R10, or R20 million for a small additional fee.

  • Ø THIRD PARTY, FIRE AND THEFT CAR INSURANCE

What does it cover for?

  • Accidental damage caused to a third party’s vehicle or property

  • Fire damage caused to your car

  • Theft and hijacking

  • Entertainment assistance

  • Medical assistance

  • Road assistance

  • Trauma assistance

  • Home assistance

  • Legal assistance

  • Optional increase of your third party cover to R5, R10, or R20 millions for a small additional amount.

What does it exclude?

This plan excludes any damage caused to your car due to a car accident.

  • Ø THIRD PARTY ONLY CAR INSURANCE

What does it include?

  • Third party’ car or property damage

  • Optional increase of your third party cover to R5, R10, or R20 million for a small additional fee.

What does it exclude?

  • Accidental damage to your car

  • Fire damage caused to your car

  • Theft and hijacking

  • Entertainment assistance

  • Medical assistance

  • Road assistance

  • Trauma assistance

  • Home assistance

  • Legal assistance

  • Are there any additional benefits to add to these plans?

Yes, there are eight additional products you can hire:

  • Car touch-up policy (includes coverage for light scratches, minor dents, chips and three year repairs)

  • Portable possessions insurance (includes coverage for those small items you carry out with you from jewellery to personal computers)

  • Mechanical Breakdown (includes financial protection if your car breaks down)

  • Tyre and rim guard (includes repair or replacement)

  • Auto top up (includes coverage of the difference between the insured amount and the financial amount of your vehicle)

  • Bettercar value (If your car is written off, you get a one year newer model with fewer kilometres. This option is only available for eight-year-old vehicles or newer and the retail value covered goes from 15 to 40%)

  • Young@heart (includes coverage for your spouse, funeral costs, and family assistance)

  • Cash back plus (if you remain claim-free for four years, you will get 25% of all the premiums paid)

Contact Auto and General Insurance

To get a quote or find out more about this company enter www.autogen.co.za, fill in the blanks with your personal information, and the company will contact you, or call 0860252571.  A specialized agent will assist you in defining your insurance needs and getting a plan that satisfies them at the best affordable price for you.

Final comments

Auto and General Insurance South Africa is a leading insurer with almost thirty years of experience in the industry. It has always focused on more than just satisfying its clients’ needs. The secret of its success is the tailored and expertise advice service that they offer with brokers committed to offer the most suitable insurance package for you. Their constant commitment to clients, the staff and the community and their constant look for perfection help this company evolve continuously.



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Leave your rating about How Can I Get Auto and General Car Insurance in South Africa? Requirement and Phone Number

Ratings

Rating: 5
Comment: Very complete options for my car.
Rating: 3
Comment: Thank you for your predisposition at the moment of explaining the options and paperwork.
Rating: 4
Comment: Really good team work!

Questions and Answers

When is it advisable to opt for the Third Party and Theft plan?
This plan is recommended if you cannot afford the cost of the comprehensive plan and you have a relatively new car.